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A Bank Statement Mortgage Loan is designed for borrowers who are self-employed, business owners, freelancers, or independent contractors whose tax returns don't fully reflect their true income.
Instead of using W-2s or tax returns, this program allows you to qualify using 12 - 24 months of personal or business bank statements, making it an excellent solution for entrepreneurs who write off expenses but still have strong cash flow.
Bank Statement loans provide a common-sense approach to underwriting by focusing on your actual cash flow - not just what shows on your tax return.
As an experienced mortgage loan officer, I take the time to review your financial picture upfront, structure the loan correctly, and guide you through the process from application to closing with clear communication and no surprises.
If traditional financing isn't an option, a Bank Statement loan may be the path to homeownership or expansion you've been looking for.
👉 Contact me today to see if a Bank Statement Mortgage Loan is right for you.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below: