Bank Statement Loan Rate Mortgage on the Cheap!

Bank Statement Loan
Mortgage on the Cheap!

Get a FREE quote on a bank statement loan rate mortgage & save thousands of dollars per year.

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The Lowdown on Bank Statement Loan Rate Mortgage...

The Lowdown on Bank Statement Loan Rate Mortgage...

Our Bank Statement Loan Rates Are Low & Our Process is Quick & Painless

A Bank Statement Mortgage Loan is designed for borrowers who are self-employed, business owners, freelancers, or independent contractors whose tax returns don't fully reflect their true income.

Instead of using W-2s or tax returns, this program allows you to qualify using 12 - 24 months of personal or business bank statements, making it an excellent solution for entrepreneurs who write off expenses but still have strong cash flow.

Key Benefits of a Bank Statement Loan

  • No tax returns required for income qualification
  • Qualify using 12 or 24 months of bank statements
  • Available for primary residences, second homes, and investment properties
  • Flexible credit guidelines
  • Loan amounts often higher than traditional programs
  • Options available for recent credit events

Bank Statement loans provide a common-sense approach to underwriting by focusing on your actual cash flow - not just what shows on your tax return.

As an experienced mortgage loan officer, I take the time to review your financial picture upfront, structure the loan correctly, and guide you through the process from application to closing with clear communication and no surprises.

If traditional financing isn't an option, a Bank Statement loan may be the path to homeownership or expansion you've been looking for.

👉 Contact me today to see if a Bank Statement Mortgage Loan is right for you.

Who Is This Loan Ideal For?

  • Self-employed individuals
  • Small business owners
  • Real estate investors
  • 1099 contractors and gig-economy workers
Who Is This Loan Ideal For?

Your Home Loan Could Be Fully Funded 30 Days From Now

  • Fixed Rates

    Fixed Rates

  • Adjustable Rates Mortgage (ARM)

    Adjustable Rates
    Mortgage (ARM)

  • Conforming Loans

    Conforming
    Loans

  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, & USDA
    Loans

  • Terms from 5 to 30 Years

    Terms from 5 to
    30 Years

I Want My FREE Bank Statement Loan Rate Quote!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

I Want My FREE Bank Statement Loan Rate Quote