Ceasefire Brought Brief Rate Relief: What Maryland, Virginia, and Pennsylvania Buyers Need to Know Now

Treasury yields dipped after the US-Iran ceasefire and mortgage rates followed briefly. Earl Geoghegan explains why this relief may be temporary, why waiting is still risky, and what buyers in a good ... ...more

Mortgage

April 16, 2026•5 min read

March Inflation Jumped to 3.3 Percent: What It Means for Mortgage Rates and Buyers Right Now

Inflation rose sharply in March but the details tell a more nuanced story than the headline suggests. Earl Geoghegan breaks down what the numbers actually mean for mortgage rates and what buyers shoul... ...more

Mortgage

April 10, 2026•4 min read

A New FHFA Rule Could Lower Your Homeowners Insurance Premium and Almost No One Is Covering It

Fannie Mae and Freddie Mac just changed their roof insurance requirements in a move that applies to the majority of mortgage borrowers. Earl Geoghegan breaks down what changed, why it matters right no... ...more

Mortgage

April 10, 2026•5 min read

Mortgage Rate Update 2026: What Homebuyers Need to Know Right Now

Rates have stabilized, sellers are more flexible, and more homes are hitting the market. Earl Geoghegan breaks down what the current rate environment actually means for buyers and why the overall deal... ...more

Mortgage

April 09, 2026•5 min read

First-Time Buyers Have More Leverage Right Now Than They Have Had in Years and Most Do Not Know It

Inventory is up, homes are sitting longer, and sellers are making concessions. Earl Geoghegan breaks down three tools first-time buyers can stack together right now to get deals that were simply not p... ...more

Mortgage

April 09, 2026•5 min read