The Fed Just Raised Rates and Here Is What Most People Get Wrong About What That Means for Mortgages
Published on: 06/10/2026
Fed controls overnight bank rates not your 30-year mortgage. Earl Geoghegan explains what actually drives your rate now.

Fed controls overnight bank rates not your 30-year mortgage. Earl Geoghegan explains what actually drives your rate now.

Fed held rates steady for the third time. Earl Geoghegan explains what it means for buyers.

Treasury yields dipped after the US-Iran ceasefire and mortgage rates followed briefly. Earl Geoghegan explains why this relief may be temporary, why waiting is still risky, and what buyers in a good position should do right now.

Inflation rose sharply in March but the details tell a more nuanced story than the headline suggests. Earl Geoghegan breaks down what the numbers actually mean for mortgage rates and what buyers should understand right now.


