The Fed Just Raised Rates and Here Is What Most People Get Wrong About What That Means for Mortgages

The Fed Just Raised Rates and Here Is What Most People Get Wrong About What That Means for Mortgages

Earl Geoghegan
Published on: 06/10/2026

Fed controls overnight bank rates not your 30-year mortgage. Earl Geoghegan explains what actually drives your rate now.

The Fed Just Held Rates Steady Again and Here Is What It Actually Means for Your Mortgage

The Fed Just Held Rates Steady Again and Here Is What It Actually Means for Your Mortgage

Earl Geoghegan
Published on: 06/05/2026

Fed held rates steady for the third time. Earl Geoghegan explains what it means for buyers.

Ceasefire Brought Brief Rate Relief: What Maryland, Virginia, and Pennsylvania Buyers Need to Know Now

Ceasefire Brought Brief Rate Relief: What Maryland, Virginia, and Pennsylvania Buyers Need to Know Now

Earl Geoghegan
Published on: 16/04/2026

Treasury yields dipped after the US-Iran ceasefire and mortgage rates followed briefly. Earl Geoghegan explains why this relief may be temporary, why waiting is still risky, and what buyers in a good position should do right now.

March Inflation Jumped to 3.3 Percent: What It Means for Mortgage Rates and Buyers Right Now

March Inflation Jumped to 3.3 Percent: What It Means for Mortgage Rates and Buyers Right Now

Earl Geoghegan
Published on: 10/04/2026

Inflation rose sharply in March but the details tell a more nuanced story than the headline suggests. Earl Geoghegan breaks down what the numbers actually mean for mortgage rates and what buyers should understand right now.

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