The Fed Just Held Rates Steady Again and Here Is What It Actually Means for Your Mortgage

The Fed Just Held Rates Steady Again and Here Is What It Actually Means for Your Mortgage

Earl Geoghegan
Published on: 06/05/2026

Fed held rates steady for the third time. Earl Geoghegan explains what it means for buyers.

Mortgage
Ceasefire Brought Brief Rate Relief: What Maryland, Virginia, and Pennsylvania Buyers Need to Know Now

Ceasefire Brought Brief Rate Relief: What Maryland, Virginia, and Pennsylvania Buyers Need to Know Now

Earl Geoghegan
Published on: 16/04/2026

Treasury yields dipped after the US-Iran ceasefire and mortgage rates followed briefly. Earl Geoghegan explains why this relief may be temporary, why waiting is still risky, and what buyers in a good position should do right now.

Mortgage
March Inflation Jumped to 3.3 Percent: What It Means for Mortgage Rates and Buyers Right Now

March Inflation Jumped to 3.3 Percent: What It Means for Mortgage Rates and Buyers Right Now

Earl Geoghegan
Published on: 10/04/2026

Inflation rose sharply in March but the details tell a more nuanced story than the headline suggests. Earl Geoghegan breaks down what the numbers actually mean for mortgage rates and what buyers should understand right now.

Mortgage
A New FHFA Rule Could Lower Your Homeowners Insurance Premium and Almost No One Is Covering It

A New FHFA Rule Could Lower Your Homeowners Insurance Premium and Almost No One Is Covering It

Earl Geoghegan
Published on: 10/04/2026

Fannie Mae and Freddie Mac just changed their roof insurance requirements in a move that applies to the majority of mortgage borrowers. Earl Geoghegan breaks down what changed, why it matters right now, and what homeowners and buyers should do about it.

Mortgage
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